About Us
At SBH Financial Consultancy is Malaysia’s leading financial consultancy, committed to revolutionising how the financial solution is produced and reshaping the financial landscape.
At the heart of it, we empower individuals and businesses to make smarter financial decisions that grow and future-proof their finances to be more resilient, profitable and sustainable.
Our Vision
To establish or revive business financial stability and inspire young future leaders with financial literacy.
Our Mission
Be a trusted financial partner that lifts every business in any situation to a healthier financial status and builds stronger cornerstones through financial education to withstand the ever-changing economy.
Company Overview
Sam Tsen founded SBH Financial Consultancy to help individuals resolve their financial and banking challenges. The business has helped over 30,000 clients to succeed in their banking profiles and financial management. The business has also reached out to almost 5 million individuals all over the nation through consultation, seminars, webinars and workshops.
It became evident that the company was well received by the Malaysian business communities following the expansion of the HQ in Jalan Ampang, the financial district located in the heart of the city. As the first financial consultancy to provide a VIP lounge for our existing clients, this company has also set foot in other states such as Johor and Penang.
Over the years, SBH Financial Consultancy was awarded and nominated the following:
2020 JCI Malaysia Sustainable Development Award by Financial Literacy of Malaysia
2020 Anugerah Firma Professional Terbaik 2020 by Niagatimes
Nominated as finalist for SOBA's Corporate Social Responsibility (CSR) award
JCI CYEA Malaysia Creative Young Entrepreneur Award Top 10 Finalist 2023
SME Young Entrepreneur Award 2023
SME Brand Excellence Award 2023
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SBH Financial Consultancy partners with CTOS Data Systems Sdn. Bhd.
The key objectives of the partnership are:
• To raise awareness of CTOS as a valuable tool for evaluating the creditworthiness of Malaysians
• To help individuals understand their financial status
• To promote financial literacy among all Malaysians
SBH Financial Consultancy and CTOS are committed to working together towards these objectives, and the partnership is expected to bring significant benefits to Malaysians. SBH Financial Consultancy will provide financial consultation to help individuals and companies manage their finances, while CTOS will provide credit scoring reports.
What Makes Us Different?
At SBH Financial Consultancy, we know how important it is for Business Owners and Individuals to have a good understanding of finances in order to take care of their money and keep a good credit score.
Customer Experience
Highly Personalized Services
Collaborative Learning
Default to Transparency
Act as Financial Educator
Banking Facilities Advisory
Our Services
No matter what your financial challenges are, we will help you to overcome them!
What Our Clients Says
Husnee2024-08-10I recently had the pleasure of working with Natalie, SK and Eing from SBH Financial Consultancy which I found through CTOS Credit Founder. Reliable and thrustworthy financial consultancy firm. Very professional and teaching me so many financial knowledge and most importantly be able to solve related matters. Thank you to all from SBH Financial Consultancy. Highly recommended!lim cl2024-08-09SBH financial 真的是特别棒非常专业的financial consultancy ,帮我解决了我家人庞大的医药费! 在这里诚心感谢SBH consultant AU YONG 和Darren,你们真的非常专业称职,快,狠,准!!其实我是mco 就接触到SBH, 但是当时就只是询问有些loan问题。过后,再机缘巧合下认识了AuYong, 他是一位很礼貌有耐心的人,信息都是很快就回复。基本上我的每个问题他都有问必答,试问看有哪个consultant 会照顾回复客人问题长达2年的。他的回答都是很中肯专业的,真的让我印象深刻!早几个月前,我家人突然生病需要一笔蛮大数目的医药费。我第一个想到的就是AuYong,我给他打了电话详细的告诉他我的问题和需要那些帮助帮助让我度过难关。我告诉他,这个是救命钱,希望他和SBH可以帮助借贷到这笔医药费!他听了,马上就向我拿了相关的文件在最短时间内给了我专业advise和bank offers。他也非常尽心尽力协助我,安抚我的情绪,这个让我真的非常感动。还记得,当时第一次见Au Yong, 应该是说在电话里谈了无数次,见面还是头一回呢。那种感觉很亲切,感觉就是他了,他应该可以帮到我!坐下详谈,他给了我希望也给了几个专业方案,让我和先生都有了信心。一切准备就续,他也帮我成交bank loan. 在最短时间内,真的如愿一切都是真的如他proposed 的方案一样,得到我要的数目, 利息真的很合理。终于有这笔救命钱了!!还记得等待loan results 的那个星期,我和先生都忐忑不定,怕有什么散失!所以当一看到group chat loan approved, 我真的眼泪都要流出来!我马上WhatsApp AuYong,真的很感恩感动!你和Darren 真的好棒!!Au Yong 也马上给我打了电话,我们2个都很激动,声音都是颤抖的,我的眼泪一直流!正如他说的,我们在对的时间点做了对的事情,一起如愿以偿!非常感谢Auyong和Darren,我知道我的case 让他们很有压力。你们真的特别棒!我们真的感恩,感谢你们的帮忙!SBHconsultancy 的老板,您真的培育了很好专业的consultants, 一级棒加油啊!感谢你们,爱你们噢!!好的东西真的要分享,有financial or loan 问题记得要找SBH Au Yong!! 他一定可以给你最好专业的advise!Zul Hilmi2024-08-08Very detail and great consultation that can help you review and manage your financial. Chris & CTOS CREDIT FINDER.Rozahalini Rozlan2024-07-31Very kind and soft spoken staff. Thanks to SK and CTOS CREDIT FINDER help me a lot to understand about my financial problem and good explanation about the process.anbumalar narayanan2024-07-31SK and CTOS CREDIT. Perkhidmatan amat memuaskan. Pegawai telah member I penerangan yang jelas Dan ianya sangat berguna kepada saya. Terima kasih.Muhammad Afiq2024-07-29Berurusan dengan en sk dan ctos credit finder untuk membantu tentang masalah kewangan saya.. pendapat Dan bantuan Dari pihak mereka dpt membantu saya untuk memyelesaikan masalah saya.. terima kasihLim Heng Yong2024-07-25Very Good service, recommended. Thank you SBH FINANCIAL CONSULTANCY especially to Mr Anson for cheering up my life.GANESH KUMAR092024-07-19Mr .CHRIS and CTOS CREDIT FINDER very helpful service teaching me so many financial knowledge highly recommendedMohd Hafizi58252024-07-17MANY THANKS TO SK FOR SERVICES AND HELPING ME TO UNDER STAND THE PLAN TO USE.KIND STAFF WITH GOOD AND SOFT SPOKEN.EXPLAIN UNTIL ME UNDERSTAND THE PROCESS AND PROCEDURE. THANKS TO SK & CTOS CREDIT FINDERsitinorarbaaiyah 002024-07-09SK & CTOS CREDIT FINDER SAYA SUKA DENGAN LAYANAN MESRA DAN PENERANGAN YANG DIBERIKAN .. Terima Kasih sebab bantu saya ..