Uncategorized

Credit Management

7 Tips For Effective Credit Management And Avoid Business Risks

Introduction At SBH Financial Consultancy, we understand the challenges businesses in Malaysia face when managing credit effectively. Credit management is essential for maintaining financial stability, ensuring cash flow, and reducing the risk of bad debts. Without a solid credit management strategy, companies can find themselves at risk of cash flow disruptions, delayed payments, and even …

7 Tips For Effective Credit Management And Avoid Business Risks Read More »

Debt Consolidation Loan

What Is Debt Consolidation, and Should I Consolidate?

Introduction At SBH Financial Consultancy, we understand the challenges many Malaysians face in managing multiple debt payments. If you’re feeling overwhelmed by high-interest credit card balances, personal loans, or other debts, a debt consolidation loan might be the solution you need to regain control of your finances. Debt consolidation allows you to combine several debts …

What Is Debt Consolidation, and Should I Consolidate? Read More »

Debt Consolidation

Essential Tips for Consolidating Credit Card Debt

Introduction At SBH Financial Consultancy, we understand that managing credit card debt can feel overwhelming, especially when juggling multiple high-interest balances. Debt consolidation, an increasingly popular solution, allows you to combine multiple debts into a single loan, usually with a lower interest rate. By consolidating your credit card debt, you can streamline your finances, save …

Essential Tips for Consolidating Credit Card Debt Read More »

Refinance Housing Loan

Alternative Ways to Pay Without a Credit Card | SBH Financial

Introduction At SBH Financial Consultancy, we understand that not everyone has access to a credit card or prefers using one. For many Malaysians, the convenience and security of cashless payments have become essential in daily transactions. Fortunately, there are several alternative payment methods available that offer the benefits of flexibility and financial control without the …

Alternative Ways to Pay Without a Credit Card | SBH Financial Read More »

Credit Card Restructuring

Refinance: What It Is, How It Works, and Types Explained

Introduction At SBH Financial Consultancy, we understand the financial challenges Malaysians face, especially with high-interest credit card debt. As credit card balances grow, so does the need for debt management strategies that can reduce financial strain. One effective approach is credit card restructuring through refinancing, which offers benefits such as lower interest rates, reduced monthly …

Refinance: What It Is, How It Works, and Types Explained Read More »

Debt Consolidation Loan

Debt Restructuring: Definition and How It Works

Introduction At SBH Financial Consultancy, we understand the financial challenges faced by individuals and businesses in Malaysia, especially during economically trying times. Debt restructuring offers a practical solution for managing financial strain by modifying existing repayment terms to create more manageable monthly payments. This article explores the concept of debt restructuring in-depth, including the potential …

Debt Restructuring: Definition and How It Works Read More »

Debt Consolidation Malaysia

Debt Consolidation Malaysia: Impact on Credit Score

Introduction In Malaysia, managing multiple debts can be overwhelming, especially when faced with high-interest rates or varying due dates. Debt consolidation Malaysia offers a potential solution, combining debts into one manageable payment with lower interest rates. But what does this mean for your credit score? At SBH Financial Consultancy, we specialize in guiding Malaysians through …

Debt Consolidation Malaysia: Impact on Credit Score Read More »

Scroll to Top