Introduction At SBH Financial Consultancy, we understand the financial challenges Malaysians face, especially with high-interest credit card debt. As credit card balances grow, so does the need for debt management strategies that can reduce financial strain. One effective approach is credit card restructuring through refinancing, which offers benefits such as lower interest rates, reduced monthly …

Refinance: What It Is, How It Works, and Types Explained Read More »

Introduction Managing credit card debt can be overwhelming, especially with high interest rates compounding the challenge. At SBH Financial Consultancy, we understand the financial strain that many Malaysians face due to mounting credit card balances. Our goal is to provide you with expert guidance on credit card restructuring, offering solutions that simplify your finances and …

8 Strategies for Effective Credit Card Restructuring Read More »

Introduction Hey there, financial warrior! Are your credit card bills piling up and stressing you out? If you’re nodding your head, it might be time to consider credit card restructuring. At SBH Financial Consultancy, we’re here to help you navigate this process with ease and confidence. Ready to find out if credit card restructuring is …

Who Should Consider Restructuring Their Credit Card Debt? Read More »

Introduction In Malaysia, many people grapple with managing multiple debts. These include credit card debts, housing loans, and personal loans. SBH Financial Consultancy specialises in aiding such individuals. We offer tailored consultations that assess each client’s unique financial circumstances. Our goal is to provide the most suitable financial solutions through official, transparent methods. This article …

Credit Card Restructuring vs. Debt Consolidation Read More »